There are a number of additional benefits that could help you if you have a low income. These benefits can be very helpful if your long-term lung condition limits your income.
On this page:
- Help with prescription costs
- Universal credit
- Income support
- Tax credits
- Pension credit
- New state pension
- Housing Benefit
- Council Tax Reduction
You can also read about help with heating costs on our separate page.
Use an independent benefits calculator to find out what benefits you could get, how to claim and how your benefits will be affected if you start work.
NHS prescription charges have been abolished in Scotland, Wales and Northern Ireland.
In England if you are under 16, or under 19 and in full time education, or over 60, you are automatically entitled to free prescriptions.
You may also get free prescriptions if you have a medical exemption certificate because you:
- are pregnant or have had a baby in the last 12 months
- are a war pensioner being treated for your accepted disability
- are being treated for tuberculosis (TB), cancer, the effects of cancer or the effects of cancer treatment
- have a specified physical disability that prevents you leaving home without the help of another person.
Check to see what help you could get to pay for NHS costs, including prescriptions.
If you have a low income, you may qualify for the NHS Low Income Scheme. Find out more on the NHS website.
You can save money by buying a prescription prepayment certificate (PPC). Once you have a PPC, all your prescriptions will be covered during its time period, no matter how many you need. This could be useful if:
- you need four or more items in three months – the certificate costs £29.65
- you need 12 or more items in a year – the certificate costs £105.90. You can pay this in 10 monthly installments.
You can apply online on the NHS website or call the order line on 0300 330 1341.
Universal Credit is a payment that is meant to help with living costs for those who have a low income or are out of work.
The amount you’ll get depends on your circumstances and income. Find out whether you could be eligible for Universal Credit by using Citizens Advice eligibility checker.
Income Support can help you cover costs if you’re on a low income. Universal Credit has replaced Income Support for most people.
- Child Tax Credit - payable to anyone who has any children, depending on household income
- Working Tax Credit - payable to anyone in low-paid work
You cannot claim Universal Credit and tax benefits at the same time. Read more about how tax credits and other benefits affect each other.
Pension Credit is an income-related benefit for people who have reached the qualifying state pension age.
- Guarantee Credit, which tops up your weekly income to a guaranteed level.
- Savings Credit, for people who are over 65 and have saved some money towards their retirement. If you reached state pension age on or after 6 April 2016, you won’t be eligible for this part.
The new State Pension is a regular payment you can claim if you reach state pension age on or after 6 April 2016. You won’t get the pension automatically, you need to claim it. You should get a letter no later than two months before you reach state pension age telling you what to do. The quickest way to get your State Pension is to apply online.
You could get Housing Benefit to help pay your rent if you’re on a low income, unemployed or claiming benefits. It’s being replaced by Universal Credit. For more information on Housing Benefit, go to the gov.uk website or the Citizen’s Advice website.
If you can’t claim Housing Benefit, you might be able to get help with other housing costs. If not you, you can claim Universal Credit instead. Use a benefits calculator to see what you might be entitled to.
Council Tax Reduction is a means-tested benefit which helps you to pay your council tax. You could be eligible if you’re on a low income or claim benefits. You can apply if you own your home, rent, are unemployed or working.
Your lung condition may change, so you should review your situation regularly to ensure you’re claiming everything that you are entitled to.
Do you live in Northern Ireland?
If you live in Northern Ireland, take a look at the NI Direct page and the AdviceNI pages. You can also call the Benefit Enquiry Line 0800 232 1271 Monday to Friday 9am - 5pm or email [email protected]
What you might be eligible to claim
If you're living with a lung condition or caring for someone who is, you might be eligible for financial support. Find out what's available and who qualifies.
Unable to work because of a lung condition
If you can’t work or are limited in the amount you can work, you might be eligible for benefits.